Client Resources
Home Care Resources for Indianapolis Families
Starting home care for a loved one in Indianapolis can feel overwhelming. We've put together this guide to answer your questions about Indiana Medicaid Waivers, payment options, and how to get care started — step by step.
Step by Step
How to Get Started
Getting care started is simpler than you might think. Here's exactly what to expect from your first call to your first day of care.
Call or Contact Us
Reach out by phone or through our contact form. A care coordinator will respond within one business day — often the same day.
Free Care Consultation
We schedule a no-obligation consultation — in person or by phone — to understand your loved one's needs, preferences, and daily routine.
Personalized Care Plan
We create a customized care plan tailored to your family's specific needs, schedule, and budget. You review and approve everything before care begins.
Meet Your Caregiver
We carefully match your loved one with a compatible, vetted caregiver. You'll have the opportunity to meet them before care begins.
Care Begins
Care starts on your schedule. We check in regularly, adjust the care plan as needs evolve, and remain your partner every step of the way.
Indiana Medicaid Waiver Provider
Understanding Indiana Medicaid Waivers for Home Care
Morning Dove Services is an enrolled Indiana Medicaid Waiver provider serving Indianapolis and Marion County. We accept clients through three primary waiver programs administered by the Indiana Family and Social Services Administration (FSSA) — and we guide families through every step of the process at no cost.
Aged & Disabled (A&D) Waiver
Who qualifies
Seniors 65+ and adults with qualifying disabilities
What it covers
Funds in-home personal care, attendant care, companion care, housekeeping, transportation, and more for individuals who would otherwise require nursing facility care.
How to apply
Must meet Medicaid financial eligibility and require a nursing facility level of care. Apply through your local Area Agency on Aging or FSSA office.
Traumatic Brain Injury (TBI) Waiver
Who qualifies
Adults with a documented traumatic brain injury
What it covers
Provides community-based support services — including attendant care, community transition, and structured family caregiving — to help TBI survivors live independently at home in Indianapolis.
How to apply
Must have a TBI diagnosis, meet Medicaid eligibility, and require a level of care consistent with an intermediate care facility. Contact FSSA for a level-of-care assessment.
HCBS Waiver Programs
Who qualifies
Individuals with disabilities and complex care needs
What it covers
Indiana's Home and Community Based Services (HCBS) waivers fund a broad range of in-home and community support services designed to keep individuals out of institutional settings.
How to apply
Eligibility varies by waiver type. Morning Dove Services can help you identify which program fits your situation and connect you with the right FSSA contacts in Indianapolis.
How Morning Dove Helps You Access Indiana Medicaid Waiver Services
Free Eligibility Review
We review your situation and help determine which Indiana Medicaid Waiver program — A&D, TBI, or HCBS — may apply to you or your loved one.
FSSA Coordination
We connect you with the right Indiana FSSA contacts and Area Agency on Aging resources in Indianapolis to begin the formal application process.
Prior Authorization
Once approved, we handle the prior authorization paperwork and service plan documentation required to begin Medicaid-funded care.
Care Begins
Your assigned Morning Dove caregiver begins services on your approved schedule — fully covered under your Indiana Medicaid Waiver at no out-of-pocket cost.
Ready to check your Medicaid Waiver eligibility?
Call our Indianapolis care coordinators — we'll walk you through the Indiana A&D Waiver, TBI Waiver, or HCBS options that may apply to your family. No cost, no obligation.
VA Home Care Benefits
In-Home Care for Indianapolis Veterans & Surviving Spouses
Morning Dove Services works with veterans and their families throughout Indianapolis and Marion County to access VA benefits that help cover the cost of in-home care. Several VA programs may apply — and we help you navigate each one.
VA Aid & Attendance Benefit
Who qualifies
Veterans and surviving spouses who need help with daily activities
What it covers
A monthly pension supplement that helps pay for in-home care, assisted living, or nursing home care. It is one of the most valuable — and most underused — VA benefits available to Indianapolis-area veterans.
How to apply
Must be a wartime veteran (or surviving spouse) receiving VA Pension, and require assistance with at least two activities of daily living (bathing, dressing, eating, etc.). Apply through the VA or a VA-accredited claims agent.
VA Homemaker & Home Health Aide Program
Who qualifies
Veterans enrolled in VA health care with a service-connected or non-service-connected disability
What it covers
Provides skilled and non-skilled in-home care services — including personal care, companion care, and homemaking — to help veterans in Indianapolis remain safely at home.
How to apply
Requires a referral from a VA primary care provider. Veterans enrolled in VA health care at the Richard L. Roudebush VA Medical Center in Indianapolis may be eligible.
Program of Comprehensive Assistance for Family Caregivers (PCAFC)
Who qualifies
Post-9/11 veterans with a serious injury or illness
What it covers
Provides a monthly stipend to a family caregiver, plus health insurance, mental health services, and respite care — supporting Indianapolis families who care for a veteran at home.
How to apply
The veteran must have a serious injury or illness incurred or aggravated in the line of duty on or after September 11, 2001, and require personal care services. Apply through the VA Caregiver Support Program.
In-Home Care Services We Provide to Indianapolis Veterans
Morning Dove Services provides the following in-home care services to veterans in Indianapolis and Marion County — many of which may be covered in full or in part through VA benefits:
Personal Care & Bathing Assistance
Attendant Care
Companion Care & Social Engagement
Housekeeping & Home Safety
Medication Reminders
Non-Medical Transportation
Meal Preparation & Home Delivered Meals
Laundry Services
Respite Care for Family Caregivers
Is a veteran in your family eligible for VA home care benefits?
Our Indianapolis care coordinators can help you understand which VA programs apply and how to get started — at no cost to you.
Accepted Payor Sources
How Care Is Funded
Morning Dove Services works with a wide range of payor sources so that more families can access the care they need. Below are the funding options we currently accept.
Medicaid
Indiana Medicaid covers qualifying home care services for eligible individuals. We assist with the authorization and coordination process.
HCBS Medicaid Waiver
Indiana's Home and Community Based Services (HCBS) waivers — including the Aged & Disabled Waiver and TBI Waiver — fund in-home care for qualifying individuals.
Medicare Advantage
Some Medicare Advantage (Part C) plans include supplemental home care benefits. We can help you verify your coverage and submit claims.
Long-Term Care Insurance
We work with most long-term care insurance carriers and can assist with the documentation and claims process on your behalf.
Veterans Benefits (VA)
Veterans and surviving spouses may qualify for VA Aid & Attendance or other VA programs that cover in-home care costs.
Private Pay
Families who pay out of pocket receive the same high-quality care. We offer transparent rates, flexible scheduling, and no hidden fees.
Not sure which payor source applies to you? Our care coordinators can review your situation and help you identify the right funding option — at no cost to you. Call (317) 717-0605 or (317) 987-1685.
Paying for Care
Insurance & Payment Options
We believe quality care should be accessible. We work with families to find the right payment solution for their situation.
Private Pay
Many families choose to pay privately for home care. We offer transparent, competitive rates with no hidden fees. Payment plans are available.
Long-Term Care Insurance
We work with most long-term care insurance providers. We can help you understand your policy benefits and assist with the claims process.
Medicaid Waiver Provider
Morning Dove Services is an enrolled Indiana Medicaid Waiver provider. We accept clients through the Aged & Disabled (A&D) Waiver, Traumatic Brain Injury (TBI) Waiver, and other HCBS waiver programs administered by the Indiana FSSA. We assist families with eligibility, prior authorization, and service coordination from start to finish — at no cost to you.
Veterans Benefits
Veterans and surviving spouses may qualify for VA Aid & Attendance benefits to help cover home care costs. We are experienced in working with veterans' families.
Not sure what you qualify for? Our care coordinators are happy to walk you through your options at no charge. Call us at (317) 717-0605 or (317) 987-1685 — we're here to help you figure it out.
Frequently Asked Questions
Common Questions
Don't see your question here? Call us or send a message — we're happy to help.
Still Have Questions?
Our care coordinators are available Monday through Saturday and are always happy to talk through your situation — no pressure, no obligation.